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What is BSA Healthy Savings?
Is Healthy Savings insurance?
I already have insurance. Why do I need Healthy Savings?
How do I use Healthy Savings?
How much can I save?
What’s the “catch”?
How does the card work with my insurance?
How do I pay for the BSA Healthy Savings Card?
Am I committed to being a member for a long period of time?
Can my family join?
Do you have providers where my kids go to college?
Is my satisfaction with BSA Healthy Savings guaranteed?
What is BSA Healthy Savings?
Healthy Savings is a comprehensive medical discount card. The membership offers savings on practically ALL healthcare services including:
- Hospital stays
- Maternity
- Doctor visits including specialists
- Lab and X-ray
- Eyeglasses
- Prescriptions
- Chiropractic
- And much, much more!
Is Healthy Savings insurance?
No. Healthy Savings is NOT insurance.
I already have insurance. Why do I need Healthy Savings?
Does your insurance exclude benefits for prescriptions, doctor visits, maternity, mental health, or chiropractic?
Do you have a high deductible that you have to meet before insurance “kicks in”?
Does your insurance have “pre-existing condition” exclusions for you?
Are your dependents excluded under your policy?
If the answer to ANY of these is “YES”, Healthy Savings might be for you!
How do I use Healthy Savings?
It’s easy! When you need to see a healthcare provider, use the Healthy Savings website at www.bsacard.com. to locate a participating provider. At the time of service, present your Healthy Savings card so that the provider knows what to collect from you. You then pay the provider at the time of service. It’s that simple!
How much can I save?
Here is a table of common procedures/services and the typical savings:
| |
Typical Retail |
Typical savings % range |
| Doctor's office visit |
$42-$65 |
10-30% |
| ER visit |
$100-$500 |
10-35% |
| Injection – Rocephin |
$28-$35 |
22-35% |
| Mammogram-doctor’s fee |
$75-95 |
25-40% |
Maternity – hospital stay
Normal delivery |
$3500-$5000 |
15-50% |
Maternity – hospital stay
C-Section |
$4500-$7000 |
15-50% |
| MRI |
$1300-$1800 |
15-50% |
| Prescription eyewear |
varies |
20-60% |
| Prescriptions |
varies |
10-50% |
| X-Ray |
$35-$65 |
8-35% |
What’s the “catch”?
There is no “catch”. The only thing you have to do to take advantage of the savings is pay your bill at the time of service. For services not billed for at the time of service (surgeries, etc.), you will have from 10 to 30 days to pay the bill, depending on the provider’s specific policy.
How does the card work with my insurance?
BSA Healthy Savings does not coordinate with insurance. It is not designed to be used with HMO or PPO-type plans. The Card saves you money on services that insurance MIGHT NOT COVER such as: pre-existing conditions, maternity, dependent coverage, pharmacy, eyeglasses, chiropractic, experimental treatments, treatments from non-network providers, and so on.
How do I pay for the BSA Healthy Savings Card?
There are two ways to pay the monthly fee of $26.95. The fee can be charged to your credit card monthly or you can sign up for a monthly bank draft which would automatically debit your account.
Am I committed to being a member for a long period of time?
No! You can end your membership at ANY time.
Can my family join?
Yes! The $26.95 a month membership fee includes ALL DEPENDENTS, including kids away at college. If you need more than 2 cards, there is a ONE TIME fee of $2.50 per extra card.
Do you have providers where my kids go to college?
Probably so. There are over 300,000 doctors contracted nationwide as well as over 2,000 hospitals. To look-up specific providers by location, go to www.bsacard.com.
Is my satisfaction with BSA Healthy Savings guaranteed?
Yes! While specific discounts and savings vary widely, your satisfaction is guaranteed. Try Healthy Savings for 30 days, and if you are not satisfied, your membership fee will be refunded. And remember, you can cancel AT ANY TIME. NO STRINGS ATTACHED.
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